Note: If you have issues with the quality of a product or service you received from a business, try to resolve the issue directly with the business. This also applies if the creditor reports your account as delinquent while the disputed charge is being investigated.Īfter the investigation, a consumer will either keep the disputed amount or the amount will be deducted from their account a second time. Creditors are required to follow the settlement procedure exactly as outlined by the FTC, or they will not be able to collect the amount in dispute, even if it is a valid charge. The Federal Trade Commission (FTC) enforces rules for the FCBA. 10 days for the consumer to challenge the result of the investigation.Resolution within two billing cycles (but not more than 90 days).Explanation in writing if the investigation determines there was no billing error.Explanation in writing if your account has a mistake and what corrections were made.Acknowledgement by the creditor, in writing, that it received the complaint within 30 days.These also coincide with billing practices that creditors must follow. Under the FCBA, Stewart says, consumers have rights for open-end credit accounts, such as credit cards. "The law was designed to protect consumers from unjust billings to build customer confidence in credit processes," Stewart says. Mark Stewart, an in-house accountant at information site Step By Step Business, says the Fair Credit Billing Act (FCBA) of 1974 outlines the process that a merchant has to follow for chargebacks. The amount of the transaction is credited back to the consumer while the issuer and merchant investigate. It's issued after a consumer disputes a transaction and the card issuer determines the cardholder has a reasonable claim. What is a chargeback?Ī chargeback is the reversal of a charge on your credit. If your claim is reasonable, it can issue a chargeback to your card. In these cases, you may be able to dispute the charge with your credit card company. Or, perhaps you ordered a new outfit or a gift for someone else that never arrived from the other side of the world. It may have been from a business you've never heard of or maybe you were charged twice for the same transaction. ![]() ![]() Have you ever seen a charge on your credit card that didn't seem quite right? By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our
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![]() ![]() This element is designed to handle various data types and formats, including structured, semi-structured, and unstructured data. ![]() In this section, we discuss the fundamental components of the Data Lakehouse architecture and how they come together to create an effective and convenient solution for the end user.Īt the core of the Data Lakehouse lies unified data storage. The Data Lakehouse architecture is built upon a system of interconnected components that work together seamlessly to provide a robust and flexible data management solution. The Pillars of Data Lakehouse ArchitectureĪ Data Lakehouse is a comprehensive data management solution that combines the best aspects of data warehouses and Data Lakes, offering a unified platform for storing, processing, and analyzing diverse data types. In this article, we will delve deeper into the architecture and components of Data Lakehouses, exploring the interconnected technologies that power this groundbreaking solution. This innovative approach offers flexibility, scalability, and advanced analytics capabilities that are essential for businesses to remain competitive in today's data-driven landscape. Data Lakehouses combines the strengths of both approaches, providing a unified platform for storing, processing and analyzing diverse data types. In the previous article, we discussed the emergence of Date Lakehouses as the next-generation data management solution designed to address the limitations of traditional data warehouses and Data Lakes. Each drink can be ordered hot or iced, despite our initial suggestion, and should remain mostly uniform in nutrition value.Using our tips and tricks, you should be able to craft an even better better-for-you drink.Each of the beverages below has been reviewed using nutritional information provided for grande-sized orders, the chain's medium (16 oz.) offering.The healthiest Starbucks coffees and teas ![]() Some of the healthiest Starbucks drinks can even fit into vegan and keto diets, too. That why we did the hard work for you, having spent hours poring over Starbucks' many, many coffee and tea beverages to find those that are low in sugar, saturated fat and calories, if that's why you're looking for. The Starbucks' menu can feel endless like you'll need a codex to choose something deliciously exciting without chugging more than an entire day's worth of sugar (it's possible, even our pros have been there). But don't cry over spilled iced lattés (or macchiatos!) just yet. ![]() Getting a daily dose of caffeine without overdoing it is already tough as is, but when you consider what health experts suggest is a "healthy" amount of coffee - just a single, solitary cup of regular Joe at breakfast with a splash of skim milk, per new federal dietary recommendations - you may feel hopeless. Starbucks' coffee drinks aren't always synonymous with a healthy start to your day, or a solid afternoon pick-me-up, either. A lot of our exhibits are built-in with popup windows, where guests can get their heads up inside and feel like they're part of the tank itself," Weddle said. "We have 24 exhibits throughout the aquarium that have animals from all over the world. The aquarium's leading exhibit is a 186,000-gallon ocean tank, where you can enjoy panoramic views of fish, sharks, and other animals swimming in a "fishified" Manhattan, depicting landmarks such as the 'Coralizer Building' (Chrysler Building) and Times Square. ![]() Related: Admire the New York City skyline while paddling on the Hudson River Our theme reflects the location we're in, so for instance, our ocean tank has iconic New York buildings all throughout the tank, and most of our exhibits have that whimsical feel as an homage to the area that we're in," said Rich Weddle, curator at Sea Life.įrom sharks to stingrays, eels, seahorses, jellyfish, and piranhas, visitors of all ages can expect to learn and engage with these fascinating marine creatures. Home to more than 3,000 creatures representing about 100 species, Sea Life Aquarium, located at the America Dream mega-mall at the Meadowlands, lets you explore interactive experiences that educate guests about the ocean, its inhabitants, and the importance of preserving this undersea world. Home to more than 3,000 creatures, Sea Life Aquarium at the American Dream mall lets you get up close to aquatic life.ĮAST RUTHERFORD, New Jersey - The Sea Life Aquarium is bringing visitors face to face with an enchanting "City under the Sea." ![]() Its electron configuration of 2-8-19-1 allows it to work well as a pure element and in a variety of compounds. Potassium and chromium are the other two. It is located in the fourth row (period) on the table of elements and is one of three elements that has one electron in its outer orbital. This transition element is well known for the two colors that are reddish when pure and a turquoise color when copper is oxidized. The fourth row of the periodic table has transition metals ranging from scandium (21) to zinc (30). ![]() Remember that the first eight were placed during our trip through the third period/row. For the fourth period/row, all of these electrons build the third shell to a maximum of 18 electrons. chemistry logo science logo atom laboratory logo chemical formula. This element is one of the transition elements that doesn't place the additional electrons in the outer shell, but in the one underneath. Copper element, the concept of chemistry. So remember when you look at our breakdown that the electrons aren't always in a nice neat order as shown here. This table has links to all the properties of copper included within WebElements. They are found in clouds that can have different shapes that include spheres and dumbbell-like shapes. As you learn more about atomic structure, you will learn that the electrons don't stay in defined areas around the nucleus. Copper is a transition metal at the top of group 11 on the periodic table, along with silver and gold. The electrons like to be in separate shells/orbitals. The element copper has symbol Cu and atomic number 29. In an atom, the electrons spin around the center, also called the nucleus. Each of those colored balls is an electron. If you think this is a little over your head, go back and look at the elements 1-18 that have organizations that are a little more simple. Let's take a look at the arrangements of electrons in the basic elements (left and right sides of the table) of period four and the more complex arrangements of the transition elements (in the middle of the row). More about the history and places to find copper. ![]() You may have an easy way to know the number of electrons in a neutral atom, but the placement of those electrons gets a little more complex. Find Cu Copper Chemical Element Periodic Table stock images in HD and millions of other royalty-free stock photos, illustrations and vectors in the Shutterstock. It is located in the fourth row (period) on the table of elements and is one of three elements that has one electron in its outer orbital. Now we're working with the fourth period/row in the table of elements. Relative atomic mass: 63.546 (3) Copper has been known since ancient times. It tells you the mass of one atom, how many pieces are inside, and where it should be placed on the periodic table. That box on the left has all of the information you need to know about one element. being aware that environmental factors can alter the reading (including drafts, direct sunlight, and temperatures below 60☏ or higher than 104☏).reading the manufacturer’s instructions.They should then leave the thermometer in place for 3 minutes or until it beeps.Īccording to the FDA, there are a few steps to take prior to using a forehead thermometer: ![]() The person can use their lips to hold the thermometer in place. To measure temperature orally, a person should insert the probe end of the thermometer underneath the tongue and close the mouth. The person should remove the thermometer after 3 minutes or when the thermometer beeps to finish the reading.įor adults, or children who can hold a thermometer in their mouth, oral temperatures are the most accurate. The person should then spread the infant or child’s buttocks and insert the bulb of the thermometer 0.5–1 inch into the rectum. Then they should lay the infant or child on their back, with their legs in the air. To do this, a person should place petroleum jelly on the bulb of a rectal thermometer. They should also get advice from a poison control center so they can safely clean up the spillage.įor an infant or small child, the most accurate way to obtain an accurate temperature is with a rectal thermometer. If a person comes into contact with mercury from a thermometer, they should seek medical attention immediately. Additionally, some glass thermometers contain liquid mercury, which is toxic to humans. According to the National Capital Poison Center, glass thermometers can cause injury if the glass breaks. The general advice is to avoid using a glass thermometer. What is the most accurate way to take a person’s temperature? It will only take a person a few seconds to take a temperature reading with a forehead thermometer. In many other countries, thermometers will display the temperature in ☌. In the United States, thermometers will usually display the temperature in ☏. The thermometer measures this electrical reading and displays the result on the screen of the thermometer. The exact positioning will depend on the manufacturer’s instructions.Ī lens inside the thermometer focuses infrared radiation that the person emits onto a thermopile, which is a small electronic device that converts the infrared radiation into heat and then again into electricity. Although infrared radiation is not visible, a person may be able to feel it as heat.Ī person can take someone’s temperature with a forehead thermometer by holding the thermometer a few centimeters away from the center of their forehead, just above the eyebrows. They concluded that forehead thermometers are not ideal for use in a hospital setting and pediatric practice.įorehead thermometers use infrared sensors to pick up on infrared radiation that the body produces. The authors discovered that the difference between the two types of thermometers was particularly notable for forehead thermometers. The reading could also be inaccurate if a person has been wearing a head wrap or headband before taking it or if they have sweat or dirt on their forehead.Ī 2013 study comparing forehead and ear thermometers found that both devices returned lower readings than rectal thermometers. The FDA writes that a draft, direct sunlight, or a radiant heat source could affect the temperature reading and make it inaccurate. The environment in which a person uses a forehead thermometer can also affect its accuracy, according to the Food and Drug Administration (FDA). However, according to a 2020 study, forehead thermometers are less accurate than other methods of reading temperature, such as oral, rectal, or tympanic (ear) temperature readings. For general use at home, forehead thermometers will give an idea of whether or not an individual has a fever. ![]() This ratio is specified in terms of times.ĭebtors Turnover ratio formula = Net credit sales / Avg ARĬredit sales are the total amount of goods or services sold or supplied on credit by a business to its consumers. The turnover ratio of debtors is computed as the ratio of net credit sales to the average trade debtors. The Formula for Calculating Debtors’ Turnover Ratio It can determine whether a company is experiencing difficulties collecting on credit sales. ![]() It is an important indicator of a firm’s financial and operational integrity. ![]() In other terms, it measures how quickly debtors are paid off. It establishes the rationality of the company’s debtors’ resources and the efficiency with which the company converts debtors to cash. It measures how effectively a company’s management controls its receivables. The Debtors’ turnover ratio provides insight into a business’s collection and credit strategies. Therefore, the rate at which receivables are recovered directly affects the business’s liquidity condition. Later on, these receivables are converted to cash. In business, the debtor turnover ratio is also called Receivables’ Turnover Ratio.ĭue to the delay in revenue realisation, receivables are formed when a business offers products on credit. What Does The Debtor Turnover Ratio Mean? So, what is the effectiveness and quality of a company’s credit collection operations? To address this question, a company’s Debtors turnover ratio is examined. If this is not done, debt becoming unaffordable will increase. But collecting book debts quickly and within the credit period is vital. No business can afford to conduct all transactions in cash thus, making credit available to clients is a requirement. ![]() ![]() The film doesn’t linger on these details longer than it must, and it’s better for that. Sometimes it works, as when discussing the nastier details of Jeffs’ relationships with his untold dozens of “wives” there’s one moment when Berg blacks out the screen, and simply plays audio footage of an interaction between Warren and a 12-year-old he married that’s as revolting and deeply unsettling as anything to enter a theater in this year or any other. The film shifts narrative focuses rapidly. If nothing else, Prophet’s Prey will avail you of just how many FLDS businesses exist, and how frightening their system of heavily unpaid labor and funneled profits really is. And the most riveting portions of Berg’s film are those in which she attempts to break down the elaborate cash flows that keep the FLDS capable of taking over entire towns and erecting encampments through which to continue the practices of separating families based on holy terror. Prophet’s Prey follows all this carefully, never outright condemning the larger Church of Latter-Day Saints despite the hoary Mormon polygamy jokes you still hear to this day in some circles, it’s not generally the larger faith still engaging in these illegal practices. The film, however, is built mostly from these interviews, as little more than a series of Warren’s nightmarish recorded sermons has escaped for public consumption.Įven when Jeffs eventually found himself on the FBI’s 10 Most Wanted list, right between Osama Bin Laden and Whitey Bulger, he continued with business as usual. Church defectors like the son of current FLDS leader Lyle Jeffs and one of Jeffs’ estimated 78 wives (many of whom were taken forcibly, to say nothing of underage) speak of the tyrannical regime he created, one that relied on relentless and constant indoctrination from birth and the fear of God’s violent, vicious reprisal (usually manifested in the form of Jeffs himself) to keep those within the congregation as obedient as possible. The film argues that Jeffs was a tyrant from the moment he began to ascend under his father, and needed only for the elder Jeffs to pass so that he could inherit not only a harem of wives, but also power.Īlso much like Going Clear, the secretive nature of the FLDS to this day means that Berg can only offer so much testimony as to what happened at any of the FLDS’ many encampments, from Utah to South Dakota to Texas, all in the middle of nowhere and funded by Jeffs’ frequent demands of church members’ entire paychecks as an acceptable tithe under God and church. Like this year’s Going Clear, another in-depth exploration of the point at which a religion sustained by the will of a single man lapses into the abuses of cult, Prophet’s Prey is a case study covering untold years of sexual, mental, and physical abuse largely protected by the American right to the free demonstration of religious belief. Where the urge, somewhat understandably, has long been to paint Jeffs’ exploits as a lurid tabloid story of fringe religious sects gone horribly awry, Prophet’s Prey focuses on what it must : on Jeffs, on the things he’s done, and on the continuous revelations that have kept his name in the news, time and again.Īmy Berg, who’s spent much of the past decade analyzing abused youth and the social systems that wrong them from the legal ( West of Memphis ) to the Catholic Church ( Deliver Us From Evil ), focuses here on the (eerily) still-active FLDS. Prophet’s Prey is hardly the first documentary to chronicle the many sins committed by former Fundamentalist Church of Jesus Christ of Latter-Day Saints (FLDS) leader Warren Jeffs, but it’s among the most comprehensive and disturbing. ![]() Furthermore, your bartender will still be required to shake this mocktail due to the peach purée. It’s a traditional fruit juice mocktail that still has that distinctive fruity flavour! This one almost tastes like a cocktail due to the addition of peach puree, orange juice, as well as cranberry juice. Abstinence On The Beach is created by eliminating the vodka from the Sex On The Beach formula. It seems unlikely that Sex On The Beach can be controlled given its reputation as one of the most well-known (and smutty) cocktails around. Nonetheless, if you like sweet drinks but despise the shades of pink, Roy Rogers is the fella for you. Now that there was a suitable boys-only mocktail option, boys all over the world could relax. They used that infamously manly beverage, Coca-Cola, to set the Rogers apart from the Temple. The Shirley Temple, you see, was considered more of a girl’s beverage (the shock), so the lads certainly needed a substitute. But what about its creation? Well, it’s all about “boy drinks” and “girl drinks,” really. When we say sweet, we really just mean the Coca-Cola and fruit sugar kind of sweet. Roy RogersĪnyone who enjoys an extremely sweet cocktail should try the Roy Rogers. It’s a great drink for sipping because the flavours are perfectly balanced and it has the capacity to fill you up. Perhaps you’re enjoying brunch or spending the afternoon in a cocktail bar? This non-alcoholic beverage won’t be affected by it. Although you might not want to drink this while dancing, it’s ideal for those who want to unwind in a more laid-back setting. The Virgin Bloody Mary, which is typically made with vodka, is certain to satiate your savoury appetite. If you enjoy drinking Pina Coladas while outside in the rain, this mocktail is ideal for you! Virgin Bloody Mary You’ll experience the full effects of the tropical fruits without any after-party grogginess. It’s almost like you’re sipping a tasty smoothie, isn’t it? What’s holding you back from trying this variant without alcohol, then? It’s excellent for your liver and not just for cocktail parties. The fact that a Pina Colada has a massive symphony of “coconutty” and “pineapplely” flavour profiles masks the alcohol is one of its best qualities. The Virgin Pina Colada is arguably the best at imitating the original mocktail on our list. Once you’ve had a Shirley Temple, drinking alcohol will never again be the same. The textures and flavours are perfectly in harmony. The Temple’s two simple ingredients-hot ginger as well as a smooth, sweet dose of grenadine-tease the palate. Its widespread appeal is entirely due to how easy the recipe is to make. You should definitely try this if you have a sweet tooth. Despite historically only being ginger ale and grenadine, this same non-alcoholic beverage now comes in a wide variety. Shirley Temple, a young actress, served as its inspiration. ![]() Since its original conception, it has been a favourite among fans of mocktails. This is the first suggestion we’ve given that isn’t based on an alcoholic cocktail. You may also like: 5 Best Cocktails that make you high Shirley Temple Not a fan of the strong citrus flavour? Instead, make use of lychee, passionfruit, strawberries, and raspberries! There’s no reason you can’t have fun just because the drinks aren’t alcoholic. Even better, you can use virtually any fresh fruit in this recipe, making it incredibly flexible. What’s with the Virgin Mojito, though? Well, it’s precisely the same exact thing! The classic alcoholic recipe has such potent flavours that leaving out the rum doesn’t significantly alter anything. They are definitely simple to drink because they are bursting with mint coolness, sugar sweetness, and lime “zing”. The Mojito is a well-known favourite among bar patrons and offers people who drink a wonderfully cool cocktail. The alcohol-free Mojito comes in first (but not necessarily in that order). Non-alcoholic drinks to try: Virgin Mojito So, let’s take a look at some amazing non-alcoholic drinks that will have your taste buds tingling and you begging for more. Of course, you have Coca-Cola or perhaps some lemonade, but you simply can not keep sipping on them because doing so will cause you to combust. ![]() It’s useful to have a few nonalcoholic drink choices that don’t taste like you’re getting drunk from a juice box, whether you’re deliberately forgoing the alcohol or you’re just searching for something pleasant to sip during your night out. ![]() Opportunities for careers in management.Bonuses for referring friends are available. ![]() Get access to the exclusive ScribeAmerica Perks program.Letters of suggestion from ScribeAmerica and suppliers.For full-time employees, PTO, comprehensive health insurance, and a 401(k).Positions to change into for more adventures.Full-time and part-time positions with flexible scheduling.Opportunities in person and from a distance.20 or more medical specialties to choose.Areas in each of the 50 States and Canada.Experience in primary healthcare settings.Joining the ScribeAmerica community includes these benefits: Depending on the program, the capacity to travel between local hospitals and medical facilities.Adhere to ScribeAmerica's company policies and procedures and the compliance needs of the medical facility.Guarantee consistency on all public and neighborhood patient security regulations including HIPAA and HITECH.Recognize the fundamental requirements for ICD-10 (International Classification of Diseases) documentation.Perform a variety of additional non-clinical tasks in accordance with your provider's instructions.Follow the development of the patient's lab results, imaging results, and other real-time data. To help the care team make patient visits as efficient as possible, understand the flow of patient encounters in your facility.Learn how to obtain a patient's past medical history and test results, which are essential for your provider to use in making medical decisions.Assist providers in obtaining laboratory and radiology results to assist in patient care guidance.Talk to your doctor to get accurate diagnoses, prescriptions for the pharmacy, and instructions for patient follow-up.Learn how to properly record a patient's medical history, physical examinations, assessments, diagnostic results, procedures, treatment plans, and the medical opinions of consultants.During patient visits, accompany providers to assist in documenting the provider's examination and assessment.Work with their world-renowned physicians and feel the excitement. ScribeAmerica is trusted by top healthcare organizations all over the country as their preferred partner. All employees have access to nationwide opportunities, travel experiences, and career paths to management advancement. ScribeAmerica provides world-class instruction in a welcoming setting. Sign up right away to set yourself apart from the competition and become the future leader in healthcare!įorbes magazine has repeatedly named ScribeAmerica one of its Best Places to Work. Working with ScribeAmerica will give you a once-in-a-lifetime professional experience that will set you up for success in your professional career, regardless of whether your objectives are to enroll in medical or nursing school, acquire priceless insights into the healthcare industry, or train with top medical organizations. By working alongside healthcare providers, you will acquire real-world experience in the medical field. Scribing has a profound effect on one's life. With unique in-person and remote scribing opportunities available all over the country, join physicians and providers on the front lines of the medical field to kickstart your career in healthcare at ScribeAmerica! |
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